Annual Enrollment is your once-a-year opportunity to make changes in your benefit plans or to enroll in new benefits, unless you have an eligible change in status during the year. Please review the details below to determine what options and benefit plans are available. Contact the plan vendors for specific questions regarding your benefit coverage.
To make changes to your 2025 benefits, click the ESS Self Service portal links which will be live on October 7, 2024.
Employees
Benefit Plan Options and Insurance Vendors for Employees
ESS Link for Active Employees to make Annual Enrollment Changes
- Active Employee 2025 Quick Start Guide
- Active Employee 2025 Benefits Guide
- Convention Center 2025 Quick Start Guide
- Convention Center 2025 Benefits Guide
Cigna Informational Video - PPO and HRA Plan Benefits
Life Insurance Information
Short-Term and Long-Term Disability Information
- Short Term and Long Term Disability information
- Why is disability insurance important?
- Disability benefit in action
- STD/LTD benefit provider microsite
Charter School Employees
Pensioners
Benefit Plan Options and Insurance Vendors
ESS Link to make Annual Enrollment Changes
- 2025 Quick Start Guide for pensioners and/or dependents without Medicare
- 2025 Benefits Guide for pensioners and/or dependents without Medicare
- 2025 Quick Start Guide for pensioners and/or dependents all who have or will have Medicare by 1/1/2025
- 2025 Benefits Guide for pensioners and/or dependents all who have or will have Medicare by 1/1/2025
UnitedHealthcare (UHC) Informational Video
Metro Council Members
COBRA Participants
Want to Opt Out of Metro's Insurance Benefits?
If you want to opt out of Metro's insurance benefits, you must provide specific information and opt out during Annual Enrollment or within 60 days of an eligible change in status event.
If you start working or are still working for Metro as a benefit eligible active employee and you are age 65 or older, you may now opt out of Metro's medical insurance if you prefer to have Original Medicare Parts A and B, a Medicare Supplement, or a Medicare Advantage Plan rather than Metro's medical insurance. This option is now available at the request of many older Metro employees who would rather have Medicare coverage instead of Metro's medical insurance since, in most cases, the monthly premium for Medicare coverage is less expensive than Metro's premium.
Things to note:
- If you choose to opt out of Metro's medical insurance, your dependents will no longer have medical insurance coverage with Metro.
- You may only opt out of Metro's medical insurance within 60 days of enrolling in a Medicare plan or during Metro's annual enrollment while you are a benefit eligible active employee.
- You can re-enroll in Metro's medical insurance within 60 days of an eligible change in status or when you retire from Metro.
Please refer to the policies below for information on what documentation is required to opt out and contact Human Resources for additional information.