Flooding is not covered by a standard homeowner’s insurance policy. Flood insurance is available to homeowners, condo owners, commercial owners, and all renters. Renters are encouraged to purchase flood insurance for their contents. Note that there is a 30-day waiting period before coverage goes into effect. That means now is the best time to buy flood insurance. Contact your preferred insurance agency for more information.
Nashville Lenders, Realtors, and Insurance Agents can download our National Flood Insurance Program flyer for more information on Metro Water Services' assistance with flood insurance forms.
Flood Insurance Resources
- FloodSmart National flood insurance program information is available on the website or by calling 888-379-9531.
- FEMA’s flood insurance page