Metro Water Services (MWS) has once again, successfully met the Federal Emergency Management Agency’s (FEMA) annual requirements for Community Rating System (CRS) certification, ensuring that Nashville residents will continue to see a 10% discount on flood insurance premiums. MWS has participated in the National Flood Insurance Program (NFIP), which makes federally backed flood insurance available for all eligible buildings in Davidson County, since 1982.
The CRS is a voluntary program under the NFIP that encourages and recognizes communities whose efforts go above and beyond the NFIP’s minimum standards by providing discounts.
MWS Director Scott Potter stated, “Our efforts to exceed the minimum standards to ensure our community continues receiving discounts on flood insurance is a reflection of our commitment to excellence, guaranteeing our community always receives the highest quality products and services.”
Davidson County residents are encouraged to proactively manage their flood risks by understanding their individual vulnerability and securing appropriate flood insurance coverage. Mapped Davidson County floodplains and floodways can be viewed on interactive maps at Parcel Viewer. While mapped floodplains offer valuable insights, it is crucial to remember that flooding can occur outside designated zones, particularly near streams susceptible to overflow and backwater events.
A flood insurance policy offers critical financial protection against potential flood damage, a cost not covered by standard homeowner's insurance. This coverage is readily available for homeowners, renters, condominium owners, and commercial property owners alike. FEMA provides comprehensive information and resources regarding the NFIP on their website: floodsmart.gov.